Coveted: Schwinn Hybrid

Although I've only been able to bike to campus once this week due to the holiday and crazy wind gusting weather and although I have a perfectly serviceable bike (it's a 21 speed mountain bike), I have been seriously coveting a Schwinn Hybrid or a Schwinn Urban Bike, like this one:

 
I definitely can't afford a new bike right now, and I can't really justify a second one.  In my fantasy world, though, I have a cruiser and a bike like this one.  Wouldn't one of these commuter bikes be fabulous to own for cycling about campus and to happy hours and the farmers' market?